Friday, September 10, 2021

GRATITUDE JOURNAL

 I am grateful for the following:

1-I am able to walk

2-I can see

3-I can hear

4-I can breath

5-Warm Bed

6-Warm Shower

7-Clothes to wear

8-Food to eat

9-A job to go to

10-A car that work and no accident

11-I live in USA

12-I live in NY

13- Patient coming to see me

14-My medical assistant

15-My computer working

16-My Mom

17-My Sister

18-My wife

19-My wife cooking

20-E books

21-It's Friday


Thursday, September 9, 2021

GRATITUDE JOURNAL

 I am grateful for the following:


1-I can walk

2-I can see

3-I can hear

4-I can breath

5-Warm bed

6-Warm Shower

7-Clothes to wear

8-Food to eat

9-I live in USA

10-I live in NY

11-A job to go to

12-Patient coming to see me

13-Car that works and no accident

14-My Mom

15-My Sister

16-My wife

17-My medical assistant

18-My computer working

19-E books

20-Survey money

21-No dental pain

Wednesday, September 8, 2021

GRATITUDE JOURNAL

 I am grateful for the following:

1-I can see

2-I can walk

3-I can hear

4-I can breath

5-Warm bed

6-Warm shower

7-Clothes to wear

8-Food to eat

9-A job to go to 

10-I live in USA

11-I live in NY

12-Car working and no accident

13-Patient coming to see me

14-Computer working

15-Medical assistant

16-My Mom

17-My Sister

18-My Wife

19-My wife cooking

20-E books

21-Good night sleep


Tuesday, September 7, 2021

GRATITUDE JOURNAL

 I am grateful for the following:

1-I can walk

2-I can see 

3-I can hear

4-I can breath

5-Warm Bed

6-Warm Shower

7-Clothes to wear

8-Food to eat

9-I live in USA

10-I live in NY

11-A job to go to

12-Car that works and no accident

13-I didn't hit that lady this morning

14-Patient coming to see me

15-My mom

16-My sister

17-My wife

18-My wife cooking

19-Celebrate my mom birthday

20-Day off yesterday

21-Ebooks

22-Computer that works

23-Medical assistant

Monday, September 6, 2021

ARTICLE: Non-Rich People Are Sharing What They Learned From Being Around The Wealthy, And It's Eye-Opening by Morgan Sloss



We all know that regular folks lead very different lives than the ultra-rich.

Well, Reddit user u/CrookedGoodridge197 recently asked, "What does one learn from being exposed to the wealthy?"



And there were so many interesting answers! Here are some of the top-voted responses:

1. "I've worked with the very wealthy and the very poor. I have learned that money makes you MORE of whatever you are. People who are kind and generous are kind and generous on a larger scale. People who are jerks become jerks on a bigger scale."

–u/czndra67

2. "The wealthy spend money to save time versus spending time to save money."

–u/Soloflow786

"I’ve met people before who do not consider parking tickets to be a penalty. They just mean 'It costs $50 to park there.'"

–u/TogarSucks

3. "If parents solve their kids' problems with money, it's generally a band-aid solution, and a bigger problem is always on the horizon."

–u/reflect-the-sun

4. "That no amount of money will buy your way out of dealing with your insecurities."

–u/CopingMole

Dougal Waters / Getty Images

5. "The few real folks among them will tell you how lucky they are to be wealthy. They realize that many folks have brilliant ideas, many folks work hard...yet aren't that fortunate."

–u/rhinoheader

6. "I'm working with a guy that owns an extraordinary number of houses, land, and a couple of mansions. I soon realized he has everything but no time to enjoy it."

–u/Efexist

7. "People think they can spot the rich guy based on stereotypes. But I know very rich people who drive old cars, shop at thrift shops, and donate regularly (anonymously). They don’t flaunt their wealth."

–u/gouf78

"My parents would always warn me our neighbors were not rich, but deep in debt. They gave their kids everything, always had brand new things, and acted rich. They went broke in the early '00s and lost it all."

–u/Lozzif

8. "Just how comfortable a life with financial security is. While many poor people are grinding every day, knowing any little mistake or piece of dumb luck can completely ruin their finances, rich people go to bed easy every night, knowing how secure they are."

"That's why I want to get wealthy in my lifetime. Not to have an extravagant lifestyle or run with the high rollers, but to just go to bed every night, not worrying about losing my income."

–u/putcoolusernamehere

"I have a lot of wealthy clients, and the things they don't have to worry about is amazing. Money can buy so much peace of mind."

–u/TheVudoThatIdo

Tetra Images / Getty Images

9. "Even the moderately wealthy, like the upper middle class, have 'a guy' for everything. And not just a sketchy guy, but a tailored professional. Maybe they bump into each other at country clubs and form reciprocal agreements, IDK. But it results in wealthy people getting the highest quality service on everything for a family and friends discount. You have money = you save money = you get more money."

–u/bingley777

10. "That a lot of successful people have rich parents."

–u/peanutanniversary

"Kids of wealthy parents get wealthy themselves in three ways: 1) inheriting wealth directly, 2) having greater investment in their education, and 3) just getting better career advice. 1 receives all the political attention, 2 does a bit, but 3 is hardly ever mentioned. And I think we could have massive benefits from just educating kids from poor areas about what their options are and what they could be ambitious about."

–u/DemocraticRepublic

11. "How much closer the upper middle class is to poverty than it is to the wealthy."

–u/robbybuttons

12. "That you can be cashflow rich and balance sheet poor. That becoming wealthy isn't as much about massive income as it is about consistent saving and investing over time. That acting rich generally means you're poor or soon-to-be."

–u/basedlandchad14

Getty Images/EyeEm

13. "Mostly, I've learned they can make moral or ethical stands because there are no consequences. Unhappy at a job and think they are wrong? Just quit. No true repercussions for doing so."

"I knew a guy who argued that staying somewhere you felt was ethically or morally corrupt was a choice, and he had walked out of a job because of it. But he could move back home. He had his wealthy parents. He was never sacrificing his home, his car, his family, nothing, except he might have to hang out with his parents. It was really eye-opening to me. No fear of repercussions except Mom and Dad would have to help."

–u/Sawigirl

14. "Who you know goes a lot farther than what you know."

–u/imac132

15. "Not how much THEY have, but just how LITTLE you have. They put no thought into buying a $1,500 espresso maker that they never use because Starbucks is easier...But for me, Starbucks is an expensive treat."

–u/fucovid2020

16. And finally, "That there is no end to human greed, and no amount of money ever seems to be enough."

–u/journey_j

Friday, September 3, 2021

GRATITUDE JOURNAL

 I am grateful for the following:

1- I can walk

2-I can see

3-I can hear

4-I can breath

5-Warm Shower

6-Warm Bed

7-Clothes to wear

8-Food to eat

9-I live in the USA

10-I live in NY

11-A job to go to

12-Patient coming to see me

13-A car that is working

14-My mom

15-My sister

16-My wife

17-My wife cooking for me

18-My wife doing the laudry

19-Flood in the basement was from the storm

20-My medical assistant

21-My computer working

22-No dental pain

23-ebooks

24-I am off on Monday this week

Thursday, September 2, 2021

GRATITUDE JOURNAL

 I am grateful for the following:

1-I can walk

2-I can breath

3-I can hear

4-I can see

5-Warm Shower

6-Warm Bed

7-Clothes to wear

8-Food to eat

9-A job to do to

10-Car that works and no accident

11-I was able to fix the light in front of the house

12-I live in USA

13-I live in NY

14-No dental pain

15-small flood in the basement.

16-My patient coming to see me

17-My  MA

18-Computer working

19-My mom

20-My sister

21-My wife

22-My wife cooking

23-I finish two survey last night

24-e books


Wednesday, September 1, 2021

GRATITUDE JOURNAL

 I am grateful for the following items:


1-I can walk

2-I can hear

3-I can see

4-I can breath

5-I woke up with no health issues

6-Warm bed

7-Warm shower

8-Clothes to wear

9-Food to eat

10-A job to go to

11-Car that is working and no accident

12-I live in the USA

13-I live in NY

14-My mom is doing well today

15-My sister

16-My wife

17-My patient seeing me

18-I did great on my RUV and press ganey for last month

19-No on call calls last night

20-My computer working

21-My medical assistant

22-my e books


Tuesday, August 31, 2021

GRATITUDE JOURNAL

 I am grateful for the following:

1-I can see

2-I can hear

3-I can walk

4-I can breath

5-Warm bed

6-Warm Shower

7-Clothes I can wear

8-I live in USA

9-I live in NY

10- I am american 

11-Food to eat

12-A job to go to

13-Car that works and no accident

14-My mom

15-My sister

16-My wife

17-My wife cooking

18-Patient coming to see me

19-My house

20-My saving

21-My medical assistant

22-Working computer

23-ebooks

24-No dental issue

25-No call on Telemed

Monday, August 30, 2021

GRATITUDE JOURNAL

 I am grateful for the following:


1-I can see

2-I can walk

3-I can hear

4-I can breath

5-Warm Bed

6-Warm Shower

7-Clothes to wear

8-Food to eat

9-Living in USA

10-Living in NY

11-A job to go to

12-My car working and no accident

13-My house..no issues

14-My patient coming to see me

15-My mom

16-My sister

17-My wife

18-My wife cooking

19-Spending time with my mother on Sunday

20-A day off on Sat

21-No on call calls until 8pm yesterday

22-My ebooks

23-Watching the father

24-My health

25-My saving

26-My computer working

27-My medical assistant

Thursday, August 26, 2021

GRATITUDE JOURNAL

 I am grateful for the following:

1-I can see

2-I can hear

3-I can walk

4-I can breath

5-Warm bed

6-Warm shower

7-Clothes to wear

8-Food to eat

9-A job to go to

9-Car working and no accident

10-My patient coming to see me

11-I live in USA

12-I live in NY

13-I have a medical assistant

14-I have a computer that is working

15-My mom is alive

16-My sister

17-My wife

18-My wife cooking

19-My saving

20-My house has no problem

21-My ebooks

Wednesday, August 25, 2021

GRATITUDE JOURNAL

 I am grateful for the following:

1-I am able to walk

2-I am able to see

3-I am able to hear

4-I am able to breath

5-Warm bed

6-Warm shower

7-Clothes to wear

8-Food to eat

9-Job to go do

10-Car that works and no accident

11-I live in USA

12-I live in NY

13-Patient coming to see me

14-Computer working

15-Having a medical assistant

16-My wife cooking

17-My house working

18-My Saving

19-My Health

20- My e books

21-No calls from being on call last night

22-Not feeling tired even though I didn't sleep well

23-Received a check in the mail

24-My mom

25-My sister

26-My wife

Tuesday, August 24, 2021

GRATITUDE JOURNAL

 I am grateful for the following:

1-I can see

2-I can hear

3-I can breath

4-I can walk

5-Warm bed

6-Warm shower

7-Clothes to wear

8-Food to eat

9-A job to go to

10-My patients coming to see me

11-I live in USA

12-I live in NY

13-My car working and no accident

14-Having a medical assistant

15-My computer working

16-My mom

17-My sister

18-My wife

19-My wife cooking

20-Ebooks

21-I didn't get a phone call from being on call last night


Monday, August 23, 2021

GRATITUDE JOURNAL

 I am grateful for the following:

1-I can walk

2-I can see

3-I can hear

4-I can breath    

5-Warm Bed

6-Warm Shower

7-Clothes to wear

8-I live in USA

9-I live in New York

10-I have a job to do to

11-My car is working

12-Long island didn't get hit with a hurrance

13-House has no issues

14-My mom 

15-My sister

16-My wife

17-My wife cooking

18-My Dept Meeting got canceled

19-I go home early

20-My saving

21-My health

22-My ebooks

23-Patient coming to see me

24-I have a medical assistant

25-My computer is working

Sunday, August 22, 2021

ARTICLE: Our massively unfair tax system: How do the ultra-rich get away with it? By CHAUNCEY DEVEGA

As a class, America's billionaires and millionaires are social parasites. They benefit from American society and its resources, whether human, material, political or legal, while contributing far less than their fair share of taxes. One central aspect of this parasitic behavior is that the very rich are highly adept at translating the American people's tax dollars and public resources into private wealth and income. In that way the plutocrats and kleptocrats — both wealthy individuals and families adn the largest corporations — are free riders, protected by the government and other elites as being "too big to fail." This group also generally rejects any sense of social democracy and responsibility.


Unfortunately, too many ordinary Americans have internalized the country's myth of individualism, its moral judgments about the poor and poverty, and the fanciful belief that through hard work anyone can pull themselves up by the bootstraps and become enormously successful. The hallucinatory ideology of American capitalism — especially under neoliberalism, the ideological mask for "gangster capitalism" — is almost never openly challenged by Americans. As has often been observed, for many it is easier to imagine the end of the world than the end of capitalism.


For example, documents recently obtained by ProPublica show that America's richest individuals and families pay almost nothing in federal taxes. When the richest Americans do choose to pay taxes, they generally do so at a much lower rate than taxes on "normal income" paid by poor, working-class and middle-class people.


An entire "wealth defense industry" is dedicated to preventing the richest Americans from paying taxes through legal and quasi-legal means, including offshore bank accounts, family trusts and other exotic financial schemes. 


America's tax system also embodies a form of moral hazard, in which the rich and powerful are able to influence the design of the tax code in ways that benefit them and punish others. 


________________________________


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A recent analysis by the government watchdog group Accountable.us found, as Jake Johnson writes at Common Dreams, "that two-thirds of GOP senators — and more than 40% of House Republicans — are millionaires who stand to personally benefit from obstructing tax hikes on the wealthy proposed under Senate Democrats' reconciliation package, which aims to invest in climate action and the tattered social safety net." The Accountable.us report identifies 125 legislators dubbed the "Republican Millionaires Caucus," devoted to "preserving Trump-era tax cuts that 'overwhelmingly benefit the wealthiest individuals, including themselves.'"


"Under the Trump tax cuts for the rich, big corporations raked in massive profits as the middle class continued to disappear," said Kyle Herrig of Accountable.us. "Now that new leaders are trying to level the playing field for everyday workers and their families, corporations are spending millions of dollars to stop it — and many in Congress are carrying their water."


Republican social Darwinism and hostility to the poor and working class knows few limits. In another recent example, Republicans are urging the IRS to target "fraud" among unemployed people during the pandemic, rather than investigating widespread tax evasion and other financial crimes among the very rich. A Huffington Post report explains that the IRS estimates "that it missed out on an average of $441 billion per year from 2011 through 2013 due to taxpayers not complying with the law," while the Congressional Budget Office "has estimated that another $40 billion of IRS funding would yield $103 billion in revenue":


But Republican senators put their foot down and said they would oppose legislation with stepped-up IRS enforcement.


Instead, the bipartisan legislation will go after fraud in the unemployment insurance program, which benefits struggling Americans who are out of work. Unemployment insurance fraud exploded during the pandemic, much of it geared toward exploiting obsolete state insurance systems. Democrats say they have no problem rooting out waste and fraud in the unemployment program, but they take issue with going after only that pot of money ― long a target of Republicans ― and not after people who are evading their taxes as well.... 


Nonpartisan analysts told The Washington Post that savings from cutting waste and fraud in the unemployment insurance program will likely amount to just $35 billion over the next decade ― far less than going after tax cheats.


As throughout all other areas of American life, the color line looms large over these questions of money and justice. For example, the IRS is more likely to audit poor and working class people in Black communities than they are other groups.


Tax law expert Dorothy Brown explains this in a new essay for the Atlantic: "As my research shows, rich white Americans tend to get tax rules designed for their benefit. Quashing the funding that could have helped the IRS more aggressively pursue elite tax fraud is yet another example.... The dollar amount of low-income Americans' tax liability is negligible when compared with those making millions." While nearly half of all people who filed for the earned-income tax credit (available to lower-income taxpayers) were white, ProPublica "found that the counties with the highest audit rates were "poor, rural, mostly African American and in the South."


As a whole, this reflects a larger power dynamic that threatens American democracy: Social scientists have repeatedly shown that America's elected officials are highly responsive to the demands of plutocrats and kleptocrats, while being largely indifferent to the political needs and desires of the middle class, working class and the poor.


Ultimately, the super-rich live in a world free of accountability, protected from negative consequences for their behavior, their worst impulses and their antisocial behavior, which is often celebrated as something to be admired and emulated. Most Americans cannot even imagine the day-to-day lives of millionaires and billionaires, which is largely why they are able to operate with such impunity and exert such disproportionate control and influence.


What would American society be like if the rich paid their fair share of taxes? How would the lives of average Americans be improved by such basic justice? In an attempt to answer those questions, I recently spoke with Frank Clemente, the executive director of Americans for Tax Fairness. Clemente previously served as director of the watchdog organization Public Citizen's Congress Watch, and was issues director for the Rev. Jesse Jackson's 1988 presidential campaign.


In this conversation, Clemente explains what it truly means to be wealthy in America and how the rich think about money in ways that are very different than most Americans.  He offers a powerful if familiar answer to the question of how and why the richest Americans and largest corporations were able to make even more money during the coronavirus pandemic and the economic devastation it inflicted on the American people: "Wealth begets wealth." Clemente also discusses what the American people can do to push back against such an unjust and anti-democratic system.


What does it mean to be wealthy in this country? For most Americans, having that much money is such an abstract idea that they cannot even begin to conceptualize it.


I think it feels like tremendous freedom. So much of our lives is constrained by such concerns as, "Can I afford this? Or can I do this? Do I have the money to do it?" Such is a life of scarcity and fear.


"Am I going to have enough for retirement? How am I going to pay the medical bills?" Or, for some people, something even more basic: "How am I even going to afford to go to a doctor?" It's just such an intellectual freedom I think. Great wealth is really the ability to do whatever you want, whenever you want. In some ways it's limitless. How do you spend a billion dollars? It's not very easy. In the end, having great wealth means being unburdened by the worries and restrictions caused by not having enough money.


What has the coronavirus crisis further revealed about American society and social inequality?


It is an awakening for many people. It always seemed odd to me there has not been a revolution in this country because of wealth inequality. It surprises me that so many Americans do not feel that such extreme income and wealth inequality is wrong. To that point, we just conducted a new poll which shows that wealth inequality does not resonate with the public as a reason to reform the tax system. What our new poll did show, however, is that creating a fair share tax system does in fact resonate with the public.


Billionaires are going to outer space while there is rampant wealth and income inequality here on Earth — and especially in the United States. What does such excess and vainglorious behavior reveal about the country, especially given how the super-rich and the mega-corporations largely do not pay taxes?


Their money and political power already separates the billionaires and other super-wealthy from the concerns of the rest of society — what better symbol of that than blasting into space and leaving the rest of us behind? Americans wouldn't mind billionaires like Jeff Bezos paying to send himself to space so much if he and his company also paid their fair share of taxes — or any taxes at all. Several times in recent years, Bezos, despite his billions in wealth, and his company, despite its billions in profits, have paid zero federal income taxes.


How did the wealthy and super-rich become even wealthier during and because of the coronavirus crisis?


Wealth begets wealth.


How does the tax code and tax evasion by the very rich (who are almost all white) perpetuate the racial wealth gap and other forms of structural inequality?


Even when they follow the law, the white and wealthy benefit from a tax system set up to help them at the expense of lower income folks and people of color. As excellently explained by Prof. Dorothy Brown, supposedly "race-neutral" components of the tax code, ranging from joint filing status to retirement arrangements, all have the effect of privileging white people over others and widening the racial wealth gap created by institutionalized racism over the centuries.


When rich white people break the law and cheat on their taxes, it only compounds the injustice. By closing tax loopholes and requiring the wealthy and corporations to pay their fair share, we can raise trillions of dollars that can be invested in making peoples' lives so much better and open up opportunities that are currently far out of reach.


How do you explain the difference between wealth and income? What do the very rich know about money that other people do not?


Income is simply what you get in your paycheck every week. Most people get their income through their paycheck, salary or wage income. Wealth is how much you're able to put away in your bank account, in your stock investments, in your retirement accounts, in the real estate you own, or a business that you own. That is what allows you to accumulate a lot more wealth. These assets generate wealth because they are becoming more valuable as time goes on.


Most people in America have no real relationship to wealth. The only relationship they have to wealth is their house. Perhaps their stocks and a 401k fund. But the value of most 401k's is not enough to sustain a person in retirement. Homes are a source of wealth as well, but they may have a large mortgage attached, which means that the net value is much less. Wealth on that scale is very different than what the truly rich have access to.


Their assets are exponential. The word exponential just defines the difference between us and them. Moreover, accumulating wealth also creates opportunities. Who do you know? Who wants your money for a startup business opportunity, which in turn can create even more wealth? Yes, there are risks. Sometimes you may lose money by investing early. But there are those great opportunities for the wealthy where there is exponential growth. The number of people who have access to those opportunities is very small.


Why is there not a more sustained public discussion of wealth inequality in this country?


Part of the explanation is that the vast majority of Americans have no direct experience with wealth. They really have no sense of what it is. When a person understands the whole system that helps the rich to become richer, they would then have a better comprehension of the differences between the haves and the have-nots.  


What type of impact do the very rich have on public policy in America, and on democracy more broadly?


Ten percent of all political contributions come from an extremely small number of people. This translates into an inordinate amount of access and influence, in terms of speaking to the news media and a megaphone to say what is important in the world and what is not. The very rich can use that influence and power to shape public opinion and to influence economic policy in ways that benefit them.


The very wealthy also employ a lot of people. Looking at Amazon, for example, they are located all over the country, which gives them influence over Congress.


There are the political contributions as well. This includes "soft money" donations and also "dark money," which includes giving donations to the chamber of commerce, for example. In total, the very rich have huge assets to deploy to influence political outcomes at all levels of the United States government.


An infrastructure bill, however much pared down, seems like it may pass Congress. But the Republican Party continues not to want the IRS to enforce the law by taxing the rich and corporations, especially those who are hiding wealth. What are the next steps? What can the American people do to apply pressure on this issue?


Republicans are for law and order — except when obeying the law inconveniences their wealthy political donors. They complain about Democrats wanting to defund law enforcement, yet the only place that has happened is at the IRS, thanks to relentless GOP budget cuts. Beefing up IRS enforcement should be part of the Democrats' reconciliation bill — not as a replacement for reform that ensures the rich and corporations pay their fair share, but as a complement to it.


The American people should make clear to their representatives in Congress that they want real tax reform and effective tax enforcement against rich tax cheats and tax-dodging corporations.


What would American society look like if the rich were taxed at the same effective rate as the working class and the middle class?


It would cost $2 trillion to fix all the roads and bridges and create a world-class infrastructure. Most people could afford to go to work and have affordable child care for their kids. It would mean universal pre-K for all 3- and 4-year-old children.


A fair tax system would be a down payment on clean energy, a new electric grid and more electrical vehicles on the road, because we could provide tax subsidies to buy them. There would be a national weatherization program, and money to help create more affordable housing. Millions more people would be able to afford health insurance under the Affordable Care Act. It is estimated that 40% of children could be lifted out of poverty. Huge positive intergenerational changes could be achieved with the revenue from a fair tax system.

I asked 12 men over 60 what they miss most about their 40s and not one of them said their career, their body, or their social life — every single one described a moment so specific and so small that I had to pull over to write them down by Tommy Baker

You know what I miss? The sound of the garage door when she’d get home from her pottery class on Thursday nights.” That’s what Frank told m...

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