GRATITUDE JOURNAL

 I am grateful for the following:

1- I am able to see

2-I am able to walk

3-I am able to hear

4-I am able to breath

5-Warm shower

6-Warm bed

7-Clothes to wear

8-Food to eat

9-I live in USA

10-I live in NY

11-A job to go to

12-A car that works and no accident

13-My mom

14-My sister

15-My wife

16-My wife cooking

17-My saving

18-My health

19-My back is getting a litte bit better

20-My medical assistant

21-My computer working

22-ebooks

GRATITUDE JOURNAL

 I am grateful for the following:

1-I can see

2-I can hear

3-I can breath

4-I can walk

5-My back pain is getting a bit better Thank you GOD

6-Warm bed

7-Warm Shower

8-Clothes to wear

9-A job to go to

10-Patient seeing me

11-I live in USA

12-I live in NY

13-My mom

14-My wife

15-My sister

16-My wife cooking

17-My car working and no accident

18-My house and no problem

19-My computer working

20-My medical assistant

21-my ebooks

GRATITUDE JOURNAL

 I am grateful for the following:

1-I can see

2-I can hear

3-I can walk

4-I can breath

5-Warm bed

6-Warm Shower

7-Enough Food

8-Clothes to wear

9-I had a good sleep

10-I live in USA

11-I live in NY

12-A job to go to

13-Patient that see me

14-Car that works. no accident

15-My eye pressure is OK

16-My jaw doesn't hurt anymore

17-My mom

18-My wife

19-My sister

20-my wife cooking

21-ebooks

22-computer working

23-I have a medial assistant

24-Saving in the bank

25-Home is OK

PLEASE GOD HELP ME WITH MY BACK PAIN

GRATITUDE JOURNAL

 I am grateful for the following:

1-I am able to walk

2-I am able to hear

3-I am able to see

4-Warm Shower

5-Warm Bed

6-Clothes to wear

7-Food to eat

8-A job to go to

9-Living in USA

10-Living in NYC

11-My mom

12-My sister

13-My wife

14-My wife cooking

15-Car working and no accident

16-No flood in basement

17-My patient coming to see me

18-Had drug dinner with Modi last night

19-e books

20-My saving

21-My home with no issues

22-Short week

23-free in the morning at work

24-My computer working

25-My medical assistant

GRATITUDE JOURNAL

 I am grateful for the following:

1-I can hear

2-I can see

3-I can walk

4-I can breath

5-My jaw pain is getting better

6-My back pain is getting better

7-Warm Shower

8-Warm Bed

9-Clothes to wear

10-A job to go to

11-Food to eat

12-A week off from work

13-I live in USA

14-I live in NY

15-My car working and no accident

16-My computer working

17-My medical assistant

18-My mom

19-My sister

20-My wife

21-My saving

22-My house has no issues

23-ebooks

GRATITUDE JOURNAL

 I am grateful for the following:

1-I am able to see

2-I am able to hear

3-I am able to walk

4-I am able to breath

5-Warm Bed

6-Warm Shower

7-Clothes to wear

8-I live in USA

9-I live in NY

10-A job that I can still go to

11-Patient coming to see me

12-My car working and no accident

13-My Mom

14-My sister

15-My wife

16-My wife cooking

17-Computer working

18-I was able to survive work yesterday

19-My house have no issues

20-My saving

21-My health

22-Ebooks

GRATITUDE JOURNAL

 I am grateful for the following:

1-I am able to hear

2-I am able to see

3-I am to walk

4-I am to breath

5-Warm shower

6-Warm bed

7-I live in USA

8-I live in NY

9-Food to eat

10-A job to go to

11-Patient that come and see me

12-Car working and no accident

13-My mom

14-My Sister

15-My Wife

16-My wife cooking

17-Computer working

18-My medical assistant

19-ebooks

GRATITUDE JOURNAL

 I am grateful for the following:

1-I can see

2-I can hear

3-I can walk

4-I can breath

5-Warm Shower

6-Warm Bed

7-Food to eat

8-A job to go to

9-Patient seeing me

10-I live in USA

11-I live in NY

12-My Mom

13-My Sister

14-My wife

15-My wife cooking

16-A Day with my mother on Sunday

17-My computer working

18-My medical assistant

19-ebooks

20-Good movie

ARTICLE: Warren Buffett used Afghanistan to explain the role of luck in his career — and call for higher taxes on the rich by Theron Mohamed

.Warren Buffett's talent for spotting undervalued businesses has made him one of the wealthiest men in history. However, he has repeatedly underscored the outsized role that luck has played in his career, and highlighted Afghanistan to hammer his point home.

Winning the lottery

The famed investor and Berkshire Hathaway CEO popularized the term "ovarian lottery," or the idea that the circumstances of a person's birth shape their opportunities in life.

"It's the most important event in which you'll ever participate," Buffett said at Berkshire's annual shareholder meeting in 1997. "It's going to determine way more than what school you go to, how hard you work, all kinds of things. You're going to get one ball drawn out of a barrel that probably contains 5.7 billion balls now, and that's you."

Buffett noted that he and his business partner, Charlie Munger, won the lottery by being born white, smart, able-bodied, male, and in America.

"When we were born, the odds were over 30-to-1 against being born in the United States," Buffett said at the meeting. "Just winning that portion of the lottery, enormous plus. We wouldn't be worth a damn in Afghanistan."

"We'd be giving talks, nobody'd be listening," he continued. "Terrible."

The US has richly rewarded the two men's knack for valuing businesses, but that wouldn't be the case in every country, Buffett continued.

"Is that the greatest talent in the world? No," he said. "It just happens to be something that pays off like crazy in this system."

Buffett repeated that point more than a decade later, adding that many important jobs are far less lucrative.

"The market system rewards me outlandishly for what I do," Buffett told Time magazine in 2012. "But that doesn't mean I'm any more deserving of a good life than a teacher or a doctor or someone who fights in Afghanistan."

Sharing the jackpot

Buffett has drawn comparisons between the US and Afghanistan to emphasize how inequality starts at birth. He's called for a system that incentivizes people to use their skills if they're valued by the market and society, but also helps people who don't hit the jackpot in life.

That type of system "makes sure that just because at that one moment in time they got the wrong ticket, they don't live a life that's dramatically worse than the people that were luckier," Buffett said at the 1997 meeting.

The Berkshire chief has also pointed to Afghanistan to make his case for higher taxes on the wealthy.

"While the poor and middle class fight for us in Afghanistan, and while most Americans struggle to make ends meet, we mega-rich continue to get our extraordinary tax breaks," he said in a New York Times column titled "Stop Coddling the Super-Rich" in 2011.

Buffett's comments show he's aware of his numerous advantages and privileges, which include living in a country that rewards his skills and protects his wealth. Afghanistan is his go-to example of a much tougher situation, fueling his belief that the less fortunate should be lifted up and the most affluent should share more of their wealth.

GRATITUDE JOURNAL

 I am grateful for the following:

1-I am able to walk

2-I can see

3-I can hear

4-I can breath

5-Warm Bed

6-Warm Shower

7-Clothes to wear

8-Food to eat

9-A job to go to

10-A car that work and no accident

11-I live in USA

12-I live in NY

13- Patient coming to see me

14-My medical assistant

15-My computer working

16-My Mom

17-My Sister

18-My wife

19-My wife cooking

20-E books

21-It's Friday

GRATITUDE JOURNAL

 I am grateful for the following:

1-I can walk

2-I can see

3-I can hear

4-I can breath

5-Warm bed

6-Warm Shower

7-Clothes to wear

8-Food to eat

9-I live in USA

10-I live in NY

11-A job to go to

12-Patient coming to see me

13-Car that works and no accident

14-My Mom

15-My Sister

16-My wife

17-My medical assistant

18-My computer working

19-E books

20-Survey money

21-No dental pain

GRATITUDE JOURNAL

 I am grateful for the following:

1-I can see

2-I can walk

3-I can hear

4-I can breath

5-Warm bed

6-Warm shower

7-Clothes to wear

8-Food to eat

9-A job to go to 

10-I live in USA

11-I live in NY

12-Car working and no accident

13-Patient coming to see me

14-Computer working

15-Medical assistant

16-My Mom

17-My Sister

18-My Wife

19-My wife cooking

20-E books

21-Good night sleep

GRATITUDE JOURNAL

 I am grateful for the following:

1-I can walk

2-I can see 

3-I can hear

4-I can breath

5-Warm Bed

6-Warm Shower

7-Clothes to wear

8-Food to eat

9-I live in USA

10-I live in NY

11-A job to go to

12-Car that works and no accident

13-I didn't hit that lady this morning

14-Patient coming to see me

15-My mom

16-My sister

17-My wife

18-My wife cooking

19-Celebrate my mom birthday

20-Day off yesterday

21-Ebooks

22-Computer that works

23-Medical assistant

ARTICLE: Non-Rich People Are Sharing What They Learned From Being Around The Wealthy, And It's Eye-Opening by Morgan Sloss

We all know that regular folks lead very different lives than the ultra-rich.

Well, Reddit user u/CrookedGoodridge197 recently asked, "What does one learn from being exposed to the wealthy?"



And there were so many interesting answers! Here are some of the top-voted responses:

1. "I've worked with the very wealthy and the very poor. I have learned that money makes you MORE of whatever you are. People who are kind and generous are kind and generous on a larger scale. People who are jerks become jerks on a bigger scale."

–u/czndra67

2. "The wealthy spend money to save time versus spending time to save money."

–u/Soloflow786

"I’ve met people before who do not consider parking tickets to be a penalty. They just mean 'It costs $50 to park there.'"

–u/TogarSucks

3. "If parents solve their kids' problems with money, it's generally a band-aid solution, and a bigger problem is always on the horizon."

–u/reflect-the-sun

4. "That no amount of money will buy your way out of dealing with your insecurities."

–u/CopingMole

Dougal Waters / Getty Images

5. "The few real folks among them will tell you how lucky they are to be wealthy. They realize that many folks have brilliant ideas, many folks work hard...yet aren't that fortunate."

–u/rhinoheader

6. "I'm working with a guy that owns an extraordinary number of houses, land, and a couple of mansions. I soon realized he has everything but no time to enjoy it."

–u/Efexist

7. "People think they can spot the rich guy based on stereotypes. But I know very rich people who drive old cars, shop at thrift shops, and donate regularly (anonymously). They don’t flaunt their wealth."

–u/gouf78

"My parents would always warn me our neighbors were not rich, but deep in debt. They gave their kids everything, always had brand new things, and acted rich. They went broke in the early '00s and lost it all."

–u/Lozzif

8. "Just how comfortable a life with financial security is. While many poor people are grinding every day, knowing any little mistake or piece of dumb luck can completely ruin their finances, rich people go to bed easy every night, knowing how secure they are."

"That's why I want to get wealthy in my lifetime. Not to have an extravagant lifestyle or run with the high rollers, but to just go to bed every night, not worrying about losing my income."

–u/putcoolusernamehere

"I have a lot of wealthy clients, and the things they don't have to worry about is amazing. Money can buy so much peace of mind."

–u/TheVudoThatIdo

Tetra Images / Getty Images

9. "Even the moderately wealthy, like the upper middle class, have 'a guy' for everything. And not just a sketchy guy, but a tailored professional. Maybe they bump into each other at country clubs and form reciprocal agreements, IDK. But it results in wealthy people getting the highest quality service on everything for a family and friends discount. You have money = you save money = you get more money."

–u/bingley777

10. "That a lot of successful people have rich parents."

–u/peanutanniversary

"Kids of wealthy parents get wealthy themselves in three ways: 1) inheriting wealth directly, 2) having greater investment in their education, and 3) just getting better career advice. 1 receives all the political attention, 2 does a bit, but 3 is hardly ever mentioned. And I think we could have massive benefits from just educating kids from poor areas about what their options are and what they could be ambitious about."

–u/DemocraticRepublic

11. "How much closer the upper middle class is to poverty than it is to the wealthy."

–u/robbybuttons

12. "That you can be cashflow rich and balance sheet poor. That becoming wealthy isn't as much about massive income as it is about consistent saving and investing over time. That acting rich generally means you're poor or soon-to-be."

–u/basedlandchad14

Getty Images/EyeEm

13. "Mostly, I've learned they can make moral or ethical stands because there are no consequences. Unhappy at a job and think they are wrong? Just quit. No true repercussions for doing so."

"I knew a guy who argued that staying somewhere you felt was ethically or morally corrupt was a choice, and he had walked out of a job because of it. But he could move back home. He had his wealthy parents. He was never sacrificing his home, his car, his family, nothing, except he might have to hang out with his parents. It was really eye-opening to me. No fear of repercussions except Mom and Dad would have to help."

–u/Sawigirl

14. "Who you know goes a lot farther than what you know."

–u/imac132

15. "Not how much THEY have, but just how LITTLE you have. They put no thought into buying a $1,500 espresso maker that they never use because Starbucks is easier...But for me, Starbucks is an expensive treat."

–u/fucovid2020

16. And finally, "That there is no end to human greed, and no amount of money ever seems to be enough."

–u/journey_j

GRATITUDE JOURNAL

 I am grateful for the following:

1- I can walk

2-I can see

3-I can hear

4-I can breath

5-Warm Shower

6-Warm Bed

7-Clothes to wear

8-Food to eat

9-I live in the USA

10-I live in NY

11-A job to go to

12-Patient coming to see me

13-A car that is working

14-My mom

15-My sister

16-My wife

17-My wife cooking for me

18-My wife doing the laudry

19-Flood in the basement was from the storm

20-My medical assistant

21-My computer working

22-No dental pain

23-ebooks

24-I am off on Monday this week

GRATITUDE JOURNAL

 I am grateful for the following:

1-I can walk

2-I can breath

3-I can hear

4-I can see

5-Warm Shower

6-Warm Bed

7-Clothes to wear

8-Food to eat

9-A job to do to

10-Car that works and no accident

11-I was able to fix the light in front of the house

12-I live in USA

13-I live in NY

14-No dental pain

15-small flood in the basement.

16-My patient coming to see me

17-My  MA

18-Computer working

19-My mom

20-My sister

21-My wife

22-My wife cooking

23-I finish two survey last night

24-e books

GRATITUDE JOURNAL

 I am grateful for the following items:

1-I can walk

2-I can hear

3-I can see

4-I can breath

5-I woke up with no health issues

6-Warm bed

7-Warm shower

8-Clothes to wear

9-Food to eat

10-A job to go to

11-Car that is working and no accident

12-I live in the USA

13-I live in NY

14-My mom is doing well today

15-My sister

16-My wife

17-My patient seeing me

18-I did great on my RUV and press ganey for last month

19-No on call calls last night

20-My computer working

21-My medical assistant

22-my e books